Privacy Policy — American Trucker Benefits

1. About This Policy

American Trucker Benefits ("we," "us," or "our") operates the website americantruckerbenefits.com and related digital properties. This Privacy Policy describes how we collect, use, disclose, and protect personal information when you visit our website or use our services.

By using our website or submitting information through our forms, you agree to the practices described in this policy. If you have any questions, please reach out to us at info@americantruckerbenefits.com.

2. Information We Collect

When you complete our benefits quiz or request a quote, we may collect the following information:

Full name
Email address
Phone number
ZIP code
Date of birth
Health and lifestyle information relevant to insurance qualification

We also automatically collect certain technical data when you visit our website, including IP address, browser type, device information, pages visited, and referring URL. This data is collected through cookies and similar tracking technologies (see Section 6 below).

3. How We Use Your Information

We use the information you provide for the following purposes:

To match you with licensed insurance agents and carriers who can provide quotes and coverage options suited to your needs
To contact you by phone, email, or SMS regarding insurance products, your quote request, or follow-up information
To improve our website, services, and marketing communications
To comply with applicable laws and regulations
To detect and prevent fraud or unauthorized activity

4. TCPA Consent & Communications

By submitting your contact information through our website, you expressly consent to being contacted by American Trucker Benefits and its licensed insurance agent partners, including by:

Telephone calls (including automated or pre-recorded calls)
Text messages (SMS/MMS)
Email

By providing your phone number and submitting this form, you agree that American Trucker Benefits and affiliated licensed insurance agents may contact you at the number provided, including via autodialer or pre-recorded voice message, even if your number is on a Do Not Call registry. Message and data rates may apply. Consent is not a condition of purchase. You may opt out at any time by replying STOP to any text message or by contacting us at info@americantruckerbenefits.com.

You may withdraw your consent to receive marketing communications at any time by following the unsubscribe instructions in any email we send, replying STOP to any text message, or emailing us directly.

5. Sharing Your Information

We may share your personal information with third parties in the following circumstances:

Licensed Insurance Agents & Carriers: We share your information with licensed insurance professionals and carriers for the purpose of providing you with quotes and coverage options. These parties are independently responsible for their own privacy practices.
Marketing & Analytics Partners: We may share de-identified or aggregated data with advertising and analytics platforms to measure and improve our marketing performance.
Service Providers: We work with trusted third-party vendors who assist us in operating our website, processing data, and delivering communications. These vendors are contractually obligated to use your information only as directed by us.
Legal Requirements: We may disclose your information if required by law, court order, or government authority, or to protect the safety, rights, or property of American Trucker Benefits or others.

We do not sell your personal information to data brokers or unrelated third parties.

6. Cookies & Tracking Technologies

Our website may use cookies, web beacons, pixels, and similar technologies to enhance your experience and gather analytics data. These technologies may include:

Essential cookies: Required for basic site functionality.
Analytics cookies: Help us understand how visitors use our site (e.g., Google Analytics, Google Tag Manager).
Advertising pixels: We may implement advertising pixels (such as the Meta Pixel) on this site in the future for conversion tracking and remarketing purposes.

You can control cookie preferences through your browser settings. Note that disabling certain cookies may affect site functionality. To opt out of interest-based advertising, visit aboutads.info or networkadvertising.org.

7. Data Retention

We retain your personal information for as long as is reasonably necessary to fulfill the purposes described in this policy, or as required by applicable law. Typically, this means we retain contact and quote information for up to three (3) years from the date of collection, after which it is securely deleted or anonymized.

If you request deletion of your information, we will honor that request promptly, subject to any legal or regulatory obligations that require us to retain certain records.

8. California Privacy Rights (CCPA)

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA), including:

Right to Know: You may request disclosure of the categories and specific pieces of personal information we have collected about you.
Right to Delete: You may request that we delete personal information we have collected from you, subject to certain exceptions.
Right to Opt-Out of Sale: You have the right to opt out of the sale of your personal information. As noted above, we do not sell personal information to data brokers or unrelated third parties.
Right to Non-Discrimination: We will not discriminate against you for exercising any of your CCPA rights.

To exercise any of these rights, please contact us at info@americantruckerbenefits.com. We will respond to verifiable requests within 45 days as required by law.

9. Data Security

We take reasonable technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

10. Children's Privacy

Our website and services are intended for adults only. We do not knowingly collect personal information from individuals under the age of 18. If you believe we have inadvertently collected information from a minor, please contact us immediately and we will delete it.

11. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Effective Date" at the top of this page. We encourage you to review this policy periodically. Continued use of our website after any changes constitutes your acceptance of the updated policy.

12. Contact Us

If you have questions, concerns, or requests related to this Privacy Policy, please contact us:

Email: info@americantruckerbenefits.com
Website: americantruckerbenefits.com