I've been driving OTR for 18 years and never had real life insurance. ATB got me covered in one phone call — no blood work, no doctor visit. My wife finally sleeps easier when I'm on the road.
★ TAX-FREE RETIREMENT & LIFE INSURANCE — ALL 50 STATES
BUILD WEALTH & PROTECT YOUR FAMILY — WHILE YOU DRIVE
Tax-free retirement growth. Up to $1M family protection. No medical exam. Coverage in all 50 states. Plans from just $2/day.
No Medical Exam Required
Same-Day Coverage
Licensed in All 50 States
Plans from $2/Day
No obligation. No credit card required. Takes 60 seconds.
Built Different
WHY TRUCKERS CHOOSE US
We designed every part of this program around the reality of life on the road — not the way most insurance companies think it works.
No Medical Exam
Qualify with just a few health questions. No blood draws, no doctor visits, no waiting weeks for approval.
Learn MoreSame-Day Coverage
Get covered before you hit the road again. Our advisors can activate your policy the same day you apply.
Learn MoreAll 50 States
Whether you run regional routes or haul coast to coast, your coverage follows you to every state.
Learn MorePlans from $2/Day
Real protection doesn't have to break the bank. Flexible coverage options built for a trucker's budget.
Learn More
Simple Process
HOW IT WORKS
From application to active coverage in as little as 24 hours. No runaround. No waiting rooms. Just protection built for drivers.
1
Answer Questions
Complete our 60-second online form. Just basic info — no health screenings, no invasive questions. Designed by truckers, for truckers.
⏱ 60 seconds2
Get Your Quote
A licensed benefits advisor calls you within 5 minutes to walk through your personalized coverage options and find the best fit for your life on the road.
⏱ 5-minute call3
Get Protected
Choose your plan and your coverage activates the same day. No waiting period. Your family is protected starting right now.
⏱ Same-day activationWHY TRUCKERS ARE CHOOSING IUL
HOW INDEXED UNIVERSAL LIFE WORKS FOR YOU
Unlike a 401(k), IUL gives you tax-free growth, a death benefit for your family, AND cash value you can access while you're still alive — no penalties, no banks, no credit checks.
Tax-Free Growth
Your cash value grows linked to the S&P 500 — but with a 0% floor. The market drops? You lose nothing. Gains compound tax-free. No contribution limits like a 401(k).
Living Benefits
Heart attack? Stroke? Critical illness that keeps you off the road? Access your death benefit while you're still alive. Get paid when you need it most — not just when you die.
Borrow Against It
Need cash for a down payment, rig repair, or emergency? Borrow against your policy's cash value — no bank approval, no credit check, no penalties. Your money, your terms.
Real Drivers. Real Stories.
WHAT TRUCKERS ARE SAYING
The IUL changed everything for me. I'm building tax-free retirement AND my family is protected. No 401(k) ever gave me that. Wish I'd found this 10 years ago.
After my heart scare last year, the living benefits kicked in. I got paid while I recovered instead of burning through savings. That's real protection — not just a piece of paper.